FINANCE INFO

As we move further into 2025, two powerful trends are capturing the attention of CFOs, private equity leaders, and corporate strategists worldwide: private credit and mergers & acquisitions (M&A) . The landscape is shifting rapidly, driven by resilient market conditions, evolving capital structures, and a surge in global asset management investments. Financial News London and Business Insider both report growing optimism around these sectors, forecasting a year where private credit capital will be a key enabler of strategic deals and where M&A could act as a springboard for innovation and consolidation. In this blog, we’ll break down what’s fueling this optimism, examine the structural trends driving private credit and M&A, and outline how businesses can position themselves to capitalize on these once-in-a-cycle opportunities. 🔍 What Is Private Credit—and Why Is It Booming? Private credit , also known as direct lending, refers to loans made by non-bank lenders (...

 The financial sector is undergoing a seismic shift, and at the heart of this transformation lies Artificial Intelligence (AI) and automation . From conversational bots to real-time fraud detection and intelligent forecasting, AI is revolutionizing banking operations, redefining customer experiences, and optimizing backend processes with unprecedented efficiency. Institutions like First Bank & Trust and fintech platforms such as Decimal are at the forefront of this change, adopting AI-powered finance tools to automate bookkeeping, streamline compliance, and enhance customer service. But as with any technological leap, this shift brings both promising opportunities and notable challenges. In this blog, we explore how AI and automation are transforming the banking landscape, assess their benefits and challenges, and examine the road ahead for financial institutions, customers, and regulators. 🔍 What’s Changing in Banking? Banking used to be a slow, paperwork-heavy sector...

 In May 2025, the Government of India unveiled a draft framework for a Climate Finance Taxonomy (CFT) —a pioneering step in the nation's quest to mobilize capital for climate-resilient development. As India ramps up its commitment to achieve net-zero emissions by 2070, this taxonomy seeks to establish a standardized classification system for economic activities that contribute to climate mitigation and adaptation goals. This move aligns India with a growing global trend where regulators and financial institutions are developing clear frameworks to define “green” or “sustainable” investments. With global heavyweights like JP Morgan appointing new leadership to expand green finance and advisory roles in Europe, India’s climate finance taxonomy doesn’t exist in isolation—it carries potential to shape global sustainable investment strategies. So what does this development mean for India, global investors, and policymakers? Let’s explore. 🔍 What is a Climate Finance Taxonomy? A cl...

  Why Financial Education Should Be Taught in Schools In an increasingly complex financial landscape, the importance of financial literacy cannot be overstated. As young people transition into adulthood, they face a myriad of financial decisions that can significantly impact their future. From managing student loans to understanding credit scores, the need for financial education is more pressing than ever. This blog post will make a compelling case for why financial education should be taught in schools and provide curriculum ideas to effectively integrate this essential knowledge into the educational system. The Case for Early Financial Education 1. Preparing Students for Real-World Financial Decisions Many students graduate high school without a fundamental understanding of personal finance. This lack of knowledge can lead to poor financial decisions, such as accumulating debt, mismanaging credit, and failing to save for the future. By introducing financial education early, scho...