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Welcome to Student Surveys!


This blog is a platform where students share insights, perspectives, and survey findings on everyday topics — from personal finance and travel to education and lifestyle. Our mission is to make student voices heard while promoting informed decision-making.


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Understanding Finance, Personal Finance, and Personal Wealth

Money is a tool we all use, but many of us don’t take the time to understand how it truly works. Whether you’re saving for a vacation, paying off debt, or planning for retirement, understanding the basics of finance , personal finance , and personal wealth is essential. What Is Finance? Finance is the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. It’s used by individuals, businesses, and governments to make informed decisions about resource allocation. There are three major types: Personal finance : Managing individual or household finances. Corporate finance : How companies raise and use capital. Public finance : Government spending, taxation, and debt management. What Is Personal Finance? Personal finance focuses on individual financial decisions and strategies. It involves: Budgeting : Creating a plan to spend and save money. Saving : Setting aside money for emergencies or goals. Investing ...
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Private Credit and M&A: Unlocking Strategic Opportunities in 2025

As we move further into 2025, two powerful trends are capturing the attention of CFOs, private equity leaders, and corporate strategists worldwide: private credit and mergers & acquisitions (M&A) . The landscape is shifting rapidly, driven by resilient market conditions, evolving capital structures, and a surge in global asset management investments. Financial News London and Business Insider both report growing optimism around these sectors, forecasting a year where private credit capital will be a key enabler of strategic deals and where M&A could act as a springboard for innovation and consolidation. In this blog, we’ll break down what’s fueling this optimism, examine the structural trends driving private credit and M&A, and outline how businesses can position themselves to capitalize on these once-in-a-cycle opportunities. 🔍 What Is Private Credit—and Why Is It Booming? Private credit , also known as direct lending, refers to loans made by non-bank lenders (...
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Why Financial Education Should Be Taught in Schools

  Why Financial Education Should Be Taught in Schools In an increasingly complex financial landscape, the importance of financial literacy cannot be overstated. As young people transition into adulthood, they face a myriad of financial decisions that can significantly impact their future. From managing student loans to understanding credit scores, the need for financial education is more pressing than ever. This blog post will make a compelling case for why financial education should be taught in schools and provide curriculum ideas to effectively integrate this essential knowledge into the educational system. The Case for Early Financial Education 1. Preparing Students for Real-World Financial Decisions Many students graduate high school without a fundamental understanding of personal finance. This lack of knowledge can lead to poor financial decisions, such as accumulating debt, mismanaging credit, and failing to save for the future. By introducing financial education early, scho...
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